Board of Directors

Steven Holt, President

Steven Holt, Esq. President

Steven represents business entities, corporate executives, high net-worth individuals and entrepreneurs, professionals, including physicians and physician practices, and charitable organizations, high net-worth individuals and entrepreneurs in all aspects of their personal and business planning. Among his clients is Tumi, Inc., a worldwide leader in the design, manufacture and distribution of luxury leather goods, luggage and executive accessories, for which he has served as Secretary and General Counsel since 1995.

Steven concentrates his practice in the areas of sophisticated estate and family wealth transfer planning, asset protection planning, federal and state income taxation of individuals, corporations, partnerships and trusts, corporate law, tax aspects of business transactions, mergers and acquisitions, private equity placements, qualified and non-qualified compensation planning, commercial law and commercial transactions, life insurance, choice of entity planning, purchases and sales of business entities, business reorganizations, and exempt organizations, such as private foundations, and charitable gift planning.

He received a Bachelor of Business Administration degree from The University of Wisconsin Milwaukee, his law degree from Rutgers, The State University of New Jersey School of Law Camden, and an L.L.M. in Taxation from the New York University School of Law. He is a member of the Board of Trustees of The Institute of Medicine and Public Health of New Jersey, and a member of the Board of Directors of the Ben Appelbaum Foundation (an organization that mentors new business owners and start-up charitable organizations). Steve is admitted to practice law in both New Jersey and Pennsylvania.

Mark Parrino, Vice President

Mark Parrino, MPA Vice President

Mark has been involved in the delivery of health care and substance abuse treatment since 1974. He received both a Baccalaureate in Psychology (1974) and a Masters in Health Policy, Planning and Administration (1982) from New York University.

He served as the Director of the Gramercy Park Medical Group, an outpatient methadone treatment program, from 1980 to 1994. He was also the Chair of New York City's Health Systems Agency's Technical Advisory Group on Substance Abuse.

Mark served as the Chair of the Center for Substance Abuse Treatment (CSAT) Consensus Panel for State Methadone Treatment Guidelines, the first Treatment Improvement Protocol (TIP) published for national distribution. Currently, Mark is the President of the American Association for the Treatment of Opioid Dependence and continues to be responsible for the development and implementation of the Association's organizing initiatives. He is a consultant and educator to government, community and business groups concerning substance abuse treatment and policy. Mr. Parrino is a recipient of the Robert Wood Johnson Foundation Innovators Award for 2003.

James H. Ruitenberg, Treasurer

James H. Ruitenberg, CPA Treasurer

Based in the Firm’s Fairfield office, Jim is a Certified Financial Planner, a Public School Accountant, and a licensed Certified Public Accountant in the States of New Jersey, Pennsylvania and Florida. He has over 35 years of experience providing privately held manufacturing and distribution companies with auditing,accounting and tax services. Jim also provides auditing and tax services to many nonprofit entities. He is well practiced in working with employee benefit plans and asbestos settlement trusts.

As The Chairman of Bederson’s Accounting and Auditing Quality Control Committee, Jim performs peer reviews of other CPA firms and serves as Team Member and Review Team Captain.

As Member of the New Jersey Society of Certified Public Accountants (NJSCPA), Jim has served on the Accounting and Auditing Committee and Scholarship Committee. He has been an Officer (including President) of the Passaic County Chapter of the NJSCPA and has served as an elected Member of his local Board of Education for eleven years. Jim is also active in the Lions’ Club. Jim was named to the NJSCPA’s “Best 50 Over 50”class in 2013. He was also named to New Jersey CPA Magazine’s 2014 “CPA List” for his contributions to the accounting profession and leadership in the NJCPA.

He graduated Susquehanna University with a Bachelor of Science Degree in Accounting. Jim resides in Passaic County.

Jeffrey Kraft, Secretary

Jeffrey Kraft Secretary

Jeff has over 25 years of experience working with CPAs, CPA Firms, and their clients. Accounting firms of all sizes have relied on him for banking and business solutions. He has an extensive background in relationship banking, credit and lending, professional sales development, and marketing, The professional services divisions that he built for major commercial banks reached market leader status in both NJ and NY. Jeff is well known for his strong connections in the accounting, legal, and healthcare professions.

Outside of Whitman Business Advisors, Jeff serves on the Boards of several non-profit and charitable organizations. He is active with the NJ State Society of CPAs and other professional networking groups. Jeff received his undergraduate degree from Duke University and his MBA from New York University.

In his spare time, Jeff works as a certified tennis official for both USTA and ITA events. Jeff lives in New Providence, NJ with his wife, Donna. They have three grown children. He enjoys competing in statewide tennis, platform tennis, and basketball leagues.

Janetta Twerell

Janetta Twerell, PhD

Dr. Twerell’s most recent activities have involved program evaluation within the fields of substance use, mental health and education as well as writing City, State and Federally-sponsored grants resulting in mission driven programming. She received her doctorate in Social/Personality Psychology from the CUNY Graduate Center. In addition to a clinical practice, she has conducted behavioral science research in the addiction field for the past 20 years. She worked at NDRI for 10 years as a Co-Investigator. Before her tenure as a researcher at NDRI she was a pre-doctoral fellow in the NIDA sponsored Behavioral Science Fellowship housed at NDRI. Her work at NDRI, inspired her to join the Samaritan Daytop Village Research and Evaluation Team and soon joined the Executive Management Team as Assistant Vice President of Policy, Program Planning and Research. Dr. Twerell and her team at Samaritan Daytop Village were responsible for agency-wide evaluation efforts including monitoring appropriate benchmarks, monitoring client progress in evidence based groups, overseeing quality improvements projects and evaluating SAMHSA funded grants. Currently, she is President of Grant Writing-Evaluation and Program Improvement Consultants, LLC.

Sharon E. Des Jarlais

Sharon E. Des Jarlais

Sharon has a strong background in financial consulting/analysis, management, and process improvement based on 30+ years of CPA and financial management experience. For almost 20 years she served as a vice president at American Express (AMEX) in various capacities including accounting, reporting, financial systems, policies and procedures, internal control and compliance, and management of AMEX’s ATM business. She received a BA at Bellarmine College and an MBA at Pace University. She is a past member of the American Institute of Certified Public Accountants (AICPA) and the New York State Society of CPAs. In addition to serving on NDRI’s Board of Directors she is on the Board of Trustees at Bellarmine University, Louisville, KY.

Larry Downs

Larry Downs, JD

Larry Downs serves as Chief Executive Officer to the Medical Society of New Jersey and Executive  Director of the Institute of Medicine and Public Health of New Jersey. He has extensive experience in  health policy, public opinion research and media advocacy, particularly from a legal perspective. 

Previously, Larry was the director of Cancer Prevention and Control at the American Cancer Society’s  New Jersey Division, where he coordinated public education campaigns on the prevention and early  detection of cancer. Larry also served as Executive Director of the New Jersey Breathes coalition and  was one of the principle architects of New Jersey’s successful legislative efforts to increase the tax on  tobacco products. He was elected to the Executive Board of the Litigation Center of the American  Medical Association in 2009, and again in 2011. Larry also serves on the Executive Committee of The  Physicians Foundation.

Larry holds a J.D. from Rutgers University School of Law and an undergraduate degree in public health  from The Richard Stockton College of New Jersey. 

Jeffrey Foote

Jeffrey Foote, PhD

As the Co-Founder and Clinical Director of Center for Motivation and Change, Dr. Foote is a nationally recognized clinical research scientist who has received extensive federal grant funding for his work on motivational treatment approaches. He has worked in the addiction treatment field as a clinician and researcher since the late 1980’s, and has developed a unique motivational treatment approach that incorporates principles of group treatment as well as research-based principles of human behavior change.

Previously, Jeff was the Deputy Director of the Division of Alcohol Treatment and Research at Mt. Sinai Medical Center in NYC, as well as a Senior Research Associate at The National Center on Addiction and Substance Abuse at Columbia University (CASA) in NYC. He also served as Chief of the Smithers Addiction Treatment and Research Center as well as Director of Evaluation and Research between 1994 and 2001. Jeff was also team Psychologist for the New York Mets.

Gerald Melnick

Gerald Melnick, PhD

Gerald Melnick, PhD, is a co-founder and CEO of Recovery Through Entrepreneurship (RTE), a not-for-Profit 503c corporation that provides computer skills and vocational training to substance use treatment, criminal justice, and other disadvantaged populations. Prior to founding RTE Dr. Melnick was a Senior Principal Investigator at National Development and Research Institutes (NDRI), where he conducted research in substance use, criminal justice, and HIV. He is the author of numerous professional articles as well as several related to client and program evaluation.

  • Board of Directors



  • About NDRI
          Since 1967, National Development and Research Institutes, Inc. (NDRI), a private, not-for-profit 501(c)(3) organization, has conducted substance use and other bio-behavioral research nationwide and throughout the world.

          Drawing on the expertise of our interdisciplinary professional staff and our partners such as medical centers, treatment and prevention programs, universities, CBOs, industry and government NDRI has advanced public health across diverse populations including high-risk and underserved persons, uniformed services, youth and veterans.

          In addition to its focus on addiction, NDRI, organized under specialized institutes, has generated scientific discoveries associated with infectious diseases (particularly HIV and Hepatitis C), overdose, chronic pain, prevention of cardiovascular disease and cancer, tobacco control and criminal justice.

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